Penger å spare!

We compete with the prices you pay to rent a room.

Example: LOSHAVN Mini-house, BRA 20 sqm excl. Plot, foundation wall, water and electric: Price from kr. 580.000, -

Purchase price NOK 580,000.
85% loan NOK 493,000 (equity NOK 87,000)

Per month:
Interest for the first month NOK 790, - (after tax deduction)
First month installments 2054, - (based on 20 years repayment)
Term charge fee bank NOK 65, -

________________________

SUM per month NOK 2,910, including interest, fee and installments

The amount includes:

Interest, installments, but excluding land, planning, water, sewerage, electricity, municipal taxes and insurance

The calculator has the following prerequisites:

85% loan, remaining purchase price + costs as equity. Interest on first home loans, currently 2.5%. 20 years of repayment period.

Interest deduction tax constitutes 23% of interest: NOK. 236, -

NB! The calculation is not a loan offer.
The buyer must apply for and be approved as a bank borrower.

The stated interest and repayments are taken from the loan calculator which assumes that the loan is a first home loan (18-34 years). Tax deductions apply to taxpayers.

Your own house thus costs from ONLY NOK 790, - (after tax deduction) + installments per month! = Kr 855, - per month
________________________

The sum per month is ONLY NOK 2,910, including interest, installments and termination fees! (Kr 790, - + Kr 2054, - + Kr 65, -)

The figure above appears as follows:

  • First month installments. kr 1027, -

  • Deduction of interest deduction tax NOK 237, -

= SUM Kr 790, - + fee is your real cost!

________________________

  • Interest Kr 790, -

  • Deductions NOK 2,054, -

  • fee kr 65, -

________________________
= SUM kr 2.910, -
===================

Deductions, NOK 2,054, - have been deducted here as the payment to the bank goes to a reduction of the loan and thus is not a cost. The interest deduction is also deducted, as that part of the interest expense is offset by a tax reduction.


Contact us

Fleksihus is a brand new concept by the Fair Deal Group, and therefore we do not have a complete catalogue of houses yet. You can see our house models here, or take a look in the photo gallery for inspiration and examples of solutions we can produce. Fair Deal AS is a solid company, established in 2003 with employees who have more than 30 years of experience from the construction industry. 

If you would like a quote you can contact us here. Feel free to provide some specific information about the desired size, number of beds, desire for loft, budget, and how the house will be used. That way we can come up with the best solution for your needs together. 

Fair Deal AS

Organisation number 985500231

Molland 50, 4887 Grimstad, Norway

Phone: +47 90 19 51 10

Email: post@fairdeal.no

© 2020 Fair Deal. All rights reserved.

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